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Effective Date: 15/10/24
1. Introduction
Welcome to CompareCreditCards.com.au (“we,” “us,” or “our”). By accessing and using this website (“Site”), you agree to comply with and be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, you must immediately stop using the Site. These Terms govern your access to, and use of, the services and features provided by CompareCreditCards.com.au.
2. Use of the Site
By using the Site, you agree to:
•Use the Site in a manner consistent with these Terms and all applicable laws and regulations.
•Not use the Site for any unlawful purposes or to solicit the performance of any illegal activity.
•Not submit any false or misleading information or misuse the services provided by the Site.
We reserve the right to restrict, suspend, or terminate your access to the Site if we determine that you have violated these Terms or engaged in any inappropriate conduct.
3. Information Accuracy
While we strive to provide accurate and up-to-date information on credit card offers, rates, and other financial products, we cannot guarantee that all information is correct, complete, or current. The information presented on this Site is subject to change without notice.
You should verify all product details with the respective financial institution or service provider before making any decisions based on the content of our Site. We are not responsible for any errors, omissions, or discrepancies.
4. Third-Party Links and Offers
Our Site contains links to third-party websites, credit card issuers, and financial service providers. These third-party links are provided for your convenience and do not imply endorsement or responsibility on our part for the content, products, services, or privacy practices of these websites.
When you click on third-party links, you leave our Site, and any transactions or interactions you have with those third-party sites are at your own risk. We recommend you review the terms and conditions of any third-party sites you visit.
5. No Financial Advice
The information provided on CompareCreditCards.com.au is for informational purposes only. We do not offer financial, legal, or tax advice, and the content on our Site should not be considered a substitute for professional advice. You should consult with a qualified financial advisor, legal professional, or tax expert before making any decisions based on the content provided on this Site.
6. Limitation of Liability
To the fullest extent permitted by law, CompareCreditCards.com.au and its affiliates, officers, directors, employees, and agents shall not be liable for any damages or losses arising from your use of, or reliance on, the Site or any linked third-party sites. This includes, but is not limited to, direct, indirect, incidental, consequential, or punitive damages, even if we have been advised of the possibility of such damages.
We do not guarantee that the Site will be uninterrupted, error-free, or free from viruses or other harmful components. You are responsible for implementing sufficient security procedures to protect your devices from potential threats.
7. Intellectual Property
All content, design, graphics, logos, text, and other materials on CompareCreditCards.com.au are owned by or licensed to us, and are protected by Australian and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the Site without our prior written permission.
8. User Conduct
You agree not to:
•Upload, post, or transmit any material that is unlawful, harmful, defamatory, or otherwise objectionable.
•Use any automated means, such as bots or scraping tools, to access or gather data from the Site without our explicit consent.
•Attempt to interfere with the proper working of the Site, including bypassing security measures or attempting to gain unauthorized access to restricted areas.
9. Indemnification
You agree to indemnify and hold CompareCreditCards.com.au, its affiliates, officers, directors, employees, and agents harmless from and against any claims, liabilities, damages, losses, or expenses (including legal fees) arising out of your use of the Site, violation of these Terms, or infringement of any intellectual property or other rights.
10. Modification of Terms
We reserve the right to update or modify these Terms at any time. Any changes will be posted on this page with the revised “Effective Date.” By continuing to use the Site after any changes are made, you agree to be bound by the updated Terms.
11. Termination
We may, in our sole discretion, terminate or suspend your access to the Site without notice if we determine that you have violated these Terms or engaged in any inappropriate conduct.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State], Australia, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in [Insert State].
13. Contact Information
If you have any questions about these Terms or the practices of our Site, please contact us at:
Email: [email protected]
Niche Financial Services Pty Ltd (trading as comparecreditcards.com.au, ABN: XXXXXXXXXX), provides general advice on credit products as an Appointed Representative, under Credit Licence ACL PENDING. Please refer to our Credit Guide for more information.
We do not recommend specific products, services or providers. If you decide to apply for a product or service through our website you will be dealing directly with the provider of that product or service and not with us. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide. If you are unsure you should get independent advice before you apply for any product or commit to any plan. (c)2026.