Effective Date: 15/10/24
1. Introduction
CompareCreditCards.com.au (“we,” “us,” or “our”) values your privacy and is committed to protecting your personal data. This privacy policy explains how we collect, use, and protect your information when you use our website, https://comparecreditcards.com.au (the “Site”). By using the Site, you agree to the practices outlined in this policy.
2. Information We Collect
We may collect and process the following types of personal information:
•Personal Information: Information you voluntarily provide to us when you interact with our site, such as your name, email address, or phone number.
•Non-Personal Information: Automatically collected data when you use our website, such as IP address, browser type, pages viewed, and other technical details. This is typically gathered through cookies and similar tracking technologies.
•Credit Card Information: We do not directly collect or process credit card information. When you click on third-party offers or links, you will be redirected to their website, and their privacy policy will apply.
3. How We Use Your Information
We use your personal information for the following purposes:
•To provide, maintain, and improve the services on our Site.
•To send you relevant information, newsletters, or promotional material (you may opt-out at any time).
•To respond to inquiries or provide customer support.
•To understand user preferences and improve our website’s functionality and user experience.
•To protect our Site from unauthorized access, misuse, or cyber threats.
4. Sharing Your Information
We do not sell or rent your personal data to third parties. However, we may share your information in the following scenarios:
•Service Providers: We may share data with trusted third-party service providers who assist in the operation of our Site (e.g., hosting services, email communication services).
•Legal Requirements: We may disclose your personal information if required to do so by law or if we believe that such action is necessary to comply with legal obligations, protect our rights, or prevent fraud.
•Third-Party Links: Our Site contains links to third-party credit card providers and comparison tools. Once you leave our Site, we are not responsible for the privacy practices of these websites. We encourage you to review their privacy policies.
5. Cookies and Tracking Technologies
We use cookies, web beacons, and similar technologies to:
•Personalize and enhance your experience on our Site.
•Monitor and analyze web traffic and usage patterns.
•Deliver targeted advertising and promotions.
You may control or disable cookies in your browser settings, though this may limit some features of our Site.
6. Data Security
We take reasonable measures to protect the information we collect from loss, theft, misuse, and unauthorized access. While no method of transmission over the Internet is 100% secure, we strive to use commercially acceptable means to protect your personal data.
7. Your Rights
Depending on your location, you may have certain rights over your personal data, including:
•The right to access, correct, or delete your personal information.
•The right to restrict or object to the processing of your personal information.
•The right to withdraw consent where processing is based on consent.
To exercise these rights, or if you have any concerns or requests regarding your personal data, please contact us at [insert contact email].
8. Children’s Privacy
Our Site is not intended for individuals under the age of 18, and we do not knowingly collect personal information from children.
9. Changes to This Privacy Policy
We may update this privacy policy from time to time. When we do, we will post the updated policy on this page and revise the “Effective Date” at the top. Your continued use of the Site after any changes will signify your acceptance of those changes.
10. Contact Us
If you have any questions about this privacy policy or our data practices, please contact us at:
Email: [email protected]
Niche Financial Services Pty Ltd (trading as comparecreditcards.com.au, ABN: XXXXXXXXXX), provides general advice on credit products as an Appointed Representative, under Credit Licence ACL PENDING. Please refer to our Credit Guide for more information.
We do not recommend specific products, services or providers. If you decide to apply for a product or service through our website you will be dealing directly with the provider of that product or service and not with us. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide. If you are unsure you should get independent advice before you apply for any product or commit to any plan. (c)2026.