Home St George – No Annual Fee

St George – No Annual Fee

Save on your credit card costs with 0% p.a. on purchases for 12 months and no annual fee for life.

The St.George No Annual Fee credit card is a simple Visa account that currently offers 0% p.a. on purchases for 12 months when you apply by 30 November 2021. It also offers contactless payments and can be added to Apple Pay, Google Pay or Samsung Pay.

0% p.a.
Purchase rate
Interest free for 12 months
$0
Annual fee
Card overview
Rates & fees
Pros & cons
Overview
TypeVisa
Limits
Minimum Limit$500
Maximum Limit$40,000
Rewards
Rewards ProgramNone
Bonus Points0
Rewards Points Per $ Spent
Rewards Points Cap
Additional Card Holders
Additional Cardholder Fee$0
Number of Additional Cardholders3
Eligibility
Minimum Age
Available To Temporary ResidentsYes
Minimum Annual Salary
Joint ApplicationYes
The good bits
Really great value
Something else
The bad bits
Not so great value
Something else
Balance Transfer Rate Details
Initial Balance Transfer Rate% p.a.
Balance Transfer Fee%
Initial Period months
Balance Revert Rate% balance transfer fee
Annual Fees
Annual Fee (Year 1)$0
Annual Fee (Ongoing) p.a.
Overseas Usage
Overseas Cash Advance Fee2% of the value of the transaction or minimum charge of $2.50.
Overseas ATM Withdrawal Fee$
Purchase Rate Details
Initial Purchase Rate0%
Initial Period12 months
Purchase Revert Rate20.74%
Cash Advance Charges
Cash Advance Rate21.49% p.a.
Cash Advance Fee2% or $2.50 (whichever is greater)
Repayments
Minimum Monthly Repayment2% of the closing balance or $10, whichever is greater.
Late Payment Fee$15

Get to know your credit cards

Balance transfer credit cards

Racked up some debt on your current plastic? Then apply for a balance transfer credit card that allows you to roll your …

Read more

Low interest credit cards

If you’re the type of person who sometimes carries a balance on your card rather than paying it off in full every month, a credit …

Read more

Interest free credit cards

If you intend to purchase some big ticket items in the near future and need some breathing space to pay them off, you …

Read more

No annual fee credit cards

If you’re someone who really only uses your credit card as a convenient payment method, doesn’t value perks like rewards …

Read more

Rewards credit cards

Looking for a card that lets you earn rewards points on your spend? Then you’re in the market for a rewards credit card …

Read more

Platinum credit cards

Want to supersize the amount of rewards you can earn and the freebies you gain? A platinum credit card generally comes …

Read more

Balance transfer credit cards

Racked up some debt on your current plastic? Then apply for a balance transfer credit card that allows you to roll your …

Read more

Low interest credit cards

If you’re the type of person who sometimes carries a balance on your card rather than paying it off in full every month, a credit …

Read more

Interest free credit cards

If you intend to purchase some big ticket items in the near future and need some breathing space to pay them off, you …

Read more

No annual fee credit cards

If you’re someone who really only uses your credit card as a convenient payment method, doesn’t value perks like rewards …

Read more

Rewards credit cards

Looking for a card that lets you earn rewards points on your spend? Then you’re in the market for a rewards credit card …

Read more

Platinum credit cards

Want to supersize the amount of rewards you can earn and the freebies you gain? A platinum credit card generally comes …

Read more

Frequently asked questions

Firstly, ask yourself why you need a credit card. Do you want to earn airmiles, transfer an existing balance to a lower (or 0%) interest rate? Once you are clear on the purpose, use our credit card comparison tool to find the one that meets your requirements.

It depends on what you want it for. What is good for the goose may not be good for the gander, as they say ion times gone by.

Our credit card comparisons tables will help you work out which card is better for you.

The Annual Percentage Rate (APR) is the cost you pay each year to borrow money, including fees, expressed as a percentage.

Once you have found the card you think has most suited your individual requirements, click the “Apply now” button.

You will be transferred to the end providers application page where you will need to fill in an online application form. Your application will be assessed and then accepted or rejected.

We hope so! Our individual credit card overviews will give you an idea of application success. Some cards require a minimum annual salary for example.

If you are a temporary resident, you will need to check our credit card guides to make sure you are legible for the card you have chosen.

Your application could be rejected for a number of reasons. The most likely however, is your personal credit score.

If you are someone that has debt, or has not paid off debt regularly with a previous credit card provider, your application can be rejected.

It may also be that the credit card you are applying for requires you to earn a minimum annual salary that is over what you currently earn.

There are plenty of options available to you on this website. Have a further look through, and try again.

Latest articles

Newsletter

Get the latest credit card deals direct to your inbox

  • This field is for validation purposes and should be left unchanged.

By subscribing you agree to our Terms and Conditions.