Home St George – Amplify Signature Credit Card

St George – Amplify Signature Credit Card

The St.George Amplify Signature is a premium credit card that offers uncapped rewards, airport lounge passes, complimentary travel insurance and other generous perks.

If you apply by 30 November 2021, you can collect 100,000 bonus Amplify points in the first year, plus another 100,000 points in the second year when you spend at least $12,000 on eligible purchases each year. This offer also gives you a 0% balance transfer rate for the first 15 months (with a one-time 1% balance transfer fee). But with a 21.49% p.a. revert rate, you’ll usually get more value if you focus on either reward points or the balance transfer offer (not both).

0% p.a.
Balance transfer rate for 32 months
(reverts to 21.49% p.a.)
19.74% p.a.
Purchase rate
Interest free for 55 days
$279
Annual fee
for 12 months ($279 p.a. thereafter)
200,000
Bonus points*
*Terms & Conditions Apply.
See table below for details.
Card overview
Rates & fees
Pros & cons
Overview
TypeVisa
Limits
Minimum Limit$15,000
Maximum Limit$80,000
Rewards
Rewards ProgramAmplify
Bonus Points200,000
Rewards Points Per $ Spent1
Rewards Points Cap
Additional Card Holders
Additional Cardholder Fee$0
Number of Additional Cardholders1
Eligibility
Minimum Age18
Available To Temporary ResidentsYes
Minimum Annual Salary
Joint ApplicationYes
The good bits
Really great value
Something else
The bad bits
Not so great value
Something else
Balance Transfer Rate Details
Initial Balance Transfer Rate0% p.a.
Balance Transfer Fee1%
Initial Period32 months
Balance Revert Ratereverts to 21.49% p.a.
Annual Fees
Annual Fee (Year 1)$279
Annual Fee (Ongoing)$279 p.a.
Overseas Usage
Overseas Cash Advance Fee2% of the value of the transaction or minimum charge of $2.50.
Overseas ATM Withdrawal Fee$
Purchase Rate Details
Initial Purchase Rate19.74%
Initial Period55 days
Purchase Revert Rate19.74%
Cash Advance Charges
Cash Advance Rate21.49% p.a.
Cash Advance Fee2% or $2.50, whichever is greater.
Repayments
Minimum Monthly Repayment2% of the closing balance or $10, whichever is greater.
Late Payment Fee$15

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Frequently asked questions

Firstly, ask yourself why you need a credit card. Do you want to earn airmiles, transfer an existing balance to a lower (or 0%) interest rate? Once you are clear on the purpose, use our credit card comparison tool to find the one that meets your requirements.

It depends on what you want it for. What is good for the goose may not be good for the gander, as they say ion times gone by.

Our credit card comparisons tables will help you work out which card is better for you.

The Annual Percentage Rate (APR) is the cost you pay each year to borrow money, including fees, expressed as a percentage.

Once you have found the card you think has most suited your individual requirements, click the “Apply now” button.

You will be transferred to the end providers application page where you will need to fill in an online application form. Your application will be assessed and then accepted or rejected.

We hope so! Our individual credit card overviews will give you an idea of application success. Some cards require a minimum annual salary for example.

If you are a temporary resident, you will need to check our credit card guides to make sure you are legible for the card you have chosen.

Your application could be rejected for a number of reasons. The most likely however, is your personal credit score.

If you are someone that has debt, or has not paid off debt regularly with a previous credit card provider, your application can be rejected.

It may also be that the credit card you are applying for requires you to earn a minimum annual salary that is over what you currently earn.

There are plenty of options available to you on this website. Have a further look through, and try again.

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