Home NAB – Low Fee Platinum Card

NAB – Low Fee Platinum Card

Consolidate credit card debt and benefit from a 0% p.a. for 6 months balance transfer offer with a new NAB Low Fee Platinum Card.

The NAB Low Fee Platinum offers a minimum credit limit of $6,000 and a host of benefits including complimentary insurance covers and a concierge service. It charges a $90 annual fee.

New customers can take advantage of the introductory interest-free balance transfer offer for 6 months (with a 2% balance transfer fee).

 

0% p.a.
Balance transfer rate for 6 months
(reverts to 21.74% p.a.)
0% p.a.
Purchase rate
Interest free for 44 days
$90
Annual fee
for 12 months ($90 p.a. thereafter)
$921
Annual savings (year 1)
Based on $5,000 balance at 20.21% interest
Card overview
Rates & fees
Pros & cons
Overview
TypeVisa
Limits
Minimum Limit$6,000
Maximum Limit$30,000
Rewards
Rewards Program
Bonus Points0
Rewards Points Per $ Spent0
Rewards Points Cap
Additional Card Holders
Additional Cardholder Fee
Number of Additional Cardholders
Eligibility
Minimum Age18
Available To Temporary ResidentsNo
Minimum Annual Salary
Joint ApplicationNo
Balance Transfer Rate Details
Initial Balance Transfer Rate0% p.a.
Balance Transfer Fee2%
Initial Period6 months
Balance Revert Ratereverts to 21.74% p.a.
Annual Fees
Annual Fee (Year 1)$90
Annual Fee (Ongoing)$90 p.a.
Overseas Usage
Overseas Cash Advance Fee2% or $2.50, whichever is greater
Overseas ATM Withdrawal Fee$
Purchase Rate Details
Initial Purchase Rate0%
Initial Period44 days
Purchase Revert Rate19.74%
Cash Advance Charges
Cash Advance Rate21.74% p.a.
Cash Advance Fee0
Repayments
Minimum Monthly Repayment
Late Payment Fee$15

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Frequently asked questions

Firstly, ask yourself why you need a credit card. Do you want to earn airmiles, transfer an existing balance to a lower (or 0%) interest rate? Once you are clear on the purpose, use our credit card comparison tool to find the one that meets your requirements.

It depends on what you want it for. What is good for the goose may not be good for the gander, as they say ion times gone by.

Our credit card comparisons tables will help you work out which card is better for you.

The Annual Percentage Rate (APR) is the cost you pay each year to borrow money, including fees, expressed as a percentage.

Once you have found the card you think has most suited your individual requirements, click the “Apply now” button.

You will be transferred to the end providers application page where you will need to fill in an online application form. Your application will be assessed and then accepted or rejected.

We hope so! Our individual credit card overviews will give you an idea of application success. Some cards require a minimum annual salary for example.

If you are a temporary resident, you will need to check our credit card guides to make sure you are legible for the card you have chosen.

Your application could be rejected for a number of reasons. The most likely however, is your personal credit score.

If you are someone that has debt, or has not paid off debt regularly with a previous credit card provider, your application can be rejected.

It may also be that the credit card you are applying for requires you to earn a minimum annual salary that is over what you currently earn.

There are plenty of options available to you on this website. Have a further look through, and try again.

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