Home Bankwest More World Mastercard

Bankwest More World Mastercard

The Bankwest More World Mastercard is a premium credit card that rewards you for every $1 you spend with a higher earn rate than the Classic or Platinum cards.

You can use this card to save on travel costs with no foreign transaction fees and complimentary overseas travel insurance. If you’re paying off an existing debt, you could save on interest costs with 0% p.a. on balance transfers for 6 months (with a 1% balance transfer fee).
0% p.a.
Balance transfer rate for 6 months
(reverts to 19.99% p.a.)
0% p.a.
Purchase rate
Interest free for 44 days
$270
Annual fee
for 12 months ($270 p.a. thereafter)
$741
Annual savings (year 1)
Based on $5,000 balance at 20.21% interest
Card overview
Rates & fees
Pros & cons
Overview
TypeMastercard
Limits
Minimum Limit$12,000
Maximum Limit
Rewards
Rewards ProgramBankwest More Rewards Program
Bonus Points115,000
Rewards Points Per $ Spent2.5
Rewards Points CapUncapped
Additional Card Holders
Additional Cardholder Fee$0
Number of Additional Cardholders3
Eligibility
Minimum Age18
Available To Temporary ResidentsYes
Minimum Annual Salary$76,000
Joint ApplicationNo
The good bits
0% p.a. on purchases for 15 months, then 9.9% p.a.
$0 annual fee in year 1 ($49 annual fee ongoing)
Complimentary overseas travel insurance.
0% on balance transfers for 26 months.
3 additional cardholders at no extra cost.
$0 annual fee for the first year
Balance transfer offer of 0% p.a. for 15 months.
No foreign transaction fees on overseas purchases.
$0 annual fee for the life of the card
The bad bits
2.95% foreign transaction fee.
Charges a one-time 2% balance transfer fee.
Does not have a rewards program.
Balance Transfer Rate Details
Initial Balance Transfer Rate0% p.a.
Balance Transfer Fee1%
Initial Period6 months
Balance Revert Ratereverts to 19.99% p.a.
Annual Fees
Annual Fee (Year 1)$270
Annual Fee (Ongoing)$270 p.a.
Overseas Usage
Overseas Cash Advance Fee2% or $4, whichever is greater.
Overseas ATM Withdrawal Fee$
Purchase Rate Details
Initial Purchase Rate0%
Initial Period44 days
Purchase Revert Rate19.99%
Cash Advance Charges
Cash Advance Rate21.99% p.a.
Cash Advance Fee2% or $4, whichever is greater.
Repayments
Minimum Monthly Repayment
Late Payment Fee$25

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Frequently asked questions

Firstly, ask yourself why you need a credit card. Do you want to earn airmiles, transfer an existing balance to a lower (or 0%) interest rate? Once you are clear on the purpose, use our credit card comparison tool to find the one that meets your requirements.

It depends on what you want it for. What is good for the goose may not be good for the gander, as they say ion times gone by.

Our credit card comparisons tables will help you work out which card is better for you.

The Annual Percentage Rate (APR) is the cost you pay each year to borrow money, including fees, expressed as a percentage.

Once you have found the card you think has most suited your individual requirements, click the “Apply now” button.

You will be transferred to the end providers application page where you will need to fill in an online application form. Your application will be assessed and then accepted or rejected.

We hope so! Our individual credit card overviews will give you an idea of application success. Some cards require a minimum annual salary for example.

If you are a temporary resident, you will need to check our credit card guides to make sure you are legible for the card you have chosen.

Your application could be rejected for a number of reasons. The most likely however, is your personal credit score.

If you are someone that has debt, or has not paid off debt regularly with a previous credit card provider, your application can be rejected.

It may also be that the credit card you are applying for requires you to earn a minimum annual salary that is over what you currently earn.

There are plenty of options available to you on this website. Have a further look through, and try again.

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