Essential Considerations for Credit Card Options for Frequent Travelers
Selecting the correct credit card for regular travelers might help you to save a lot
The Bankwest More Mastercard is a rewards credit card that offers simple features and a straightforward earn rate of 1.5 Bankwest More Rewards points per $1 spent on eligible purchases. You’ll also get an annual bonus of 19,500 points if your eligible spending totals $24,000 p.a. or more over the course of the year.
Type | Mastercard |
Minimum Limit | $1,000 |
Maximum Limit |
Rewards Program | Bankwest More Rewards Program |
Bonus Points | 19,500 |
Rewards Points Per $ Spent | 1.5 |
Rewards Points Cap | 150000 |
Additional Cardholder Fee | |
Number of Additional Cardholders |
Minimum Age | 18 |
Available To Temporary Residents | Yes |
Minimum Annual Salary | |
Joint Application | No |
0% p.a. on purchases for 15 months, then 9.9% p.a. | |
$0 annual fee in year 1 ($49 annual fee ongoing) | |
Complimentary overseas travel insurance. | |
0% on balance transfers for 26 months. | |
3 additional cardholders at no extra cost. | |
$0 annual fee for the first year | |
Balance transfer offer of 0% p.a. for 15 months. | |
No foreign transaction fees on overseas purchases. | |
$0 annual fee for the life of the card |
2.95% foreign transaction fee. | |
Charges a one-time 2% balance transfer fee. | |
Does not have a rewards program. |
Initial Balance Transfer Rate | 0% p.a. |
Balance Transfer Fee | 1% |
Initial Period | 6 months |
Balance Revert Rate | reverts to 19.99% p.a. |
Annual Fee (Year 1) | $100 |
Annual Fee (Ongoing) | $100 p.a. |
Overseas Cash Advance Fee | 2% or $4, whichever is greater. |
Overseas ATM Withdrawal Fee | $ |
Initial Purchase Rate | 0% |
Initial Period | 44 days |
Purchase Revert Rate | 19.99% |
Cash Advance Rate | 21.99% p.a. |
Cash Advance Fee |
Minimum Monthly Repayment | 2% of the closing balance or $20, whichever is greater. |
Late Payment Fee | $25 |
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Firstly, ask yourself why you need a credit card. Do you want to earn airmiles, transfer an existing balance to a lower (or 0%) interest rate? Once you are clear on the purpose, use our credit card comparison tool to find the one that meets your requirements.
It depends on what you want it for. What is good for the goose may not be good for the gander, as they say ion times gone by.
Our credit card comparisons tables will help you work out which card is better for you.
The Annual Percentage Rate (APR) is the cost you pay each year to borrow money, including fees, expressed as a percentage.
Once you have found the card you think has most suited your individual requirements, click the “Apply now” button.
You will be transferred to the end providers application page where you will need to fill in an online application form. Your application will be assessed and then accepted or rejected.
We hope so! Our individual credit card overviews will give you an idea of application success. Some cards require a minimum annual salary for example.
If you are a temporary resident, you will need to check our credit card guides to make sure you are legible for the card you have chosen.
Your application could be rejected for a number of reasons. The most likely however, is your personal credit score.
If you are someone that has debt, or has not paid off debt regularly with a previous credit card provider, your application can be rejected.
It may also be that the credit card you are applying for requires you to earn a minimum annual salary that is over what you currently earn.
There are plenty of options available to you on this website. Have a further look through, and try again.
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