How to Spot Fine Print That Negates Frequent Flyer Credit Card Offers
Ever wondered why that 100,000-point sign-up bonus didn’t feel as rewarding as it promised? Here’s
Menu
With this bonus points offer, you’ll earn 300,000 bonus Membership Rewards Points when you apply for the American Express Platinum Card as a new cardholder by 31 August 2021, are approved and spend $6,000 on eligible purchases within the first 3 months from card approval.
The American Express Platinum also offers a $450 Platinum Travel Credit each year to spend with American Express Travel. But the points and luxury perks of this card come with a price tag of a $1,450 annual fee.
Racked up some debt on your current plastic? Then apply for a balance transfer credit card that allows you to roll your …
If you’re the type of person who sometimes carries a balance on your card rather than paying it off in full every month, a credit …
If you intend to purchase some big ticket items in the near future and need some breathing space to pay them off, you …
If you’re someone who really only uses your credit card as a convenient payment method, doesn’t value perks like rewards …
Looking for a card that lets you earn rewards points on your spend? Then you’re in the market for a rewards credit card …
Want to supersize the amount of rewards you can earn and the freebies you gain? A platinum credit card generally comes …
Racked up some debt on your current plastic? Then apply for a balance transfer credit card that allows you to roll your …
If you’re the type of person who sometimes carries a balance on your card rather than paying it off in full every month, a credit …
If you intend to purchase some big ticket items in the near future and need some breathing space to pay them off, you …
If you’re someone who really only uses your credit card as a convenient payment method, doesn’t value perks like rewards …
Looking for a card that lets you earn rewards points on your spend? Then you’re in the market for a rewards credit card …
Want to supersize the amount of rewards you can earn and the freebies you gain? A platinum credit card generally comes …
Firstly, ask yourself why you need a credit card. Do you want to earn airmiles, transfer an existing balance to a lower (or 0%) interest rate? Once you are clear on the purpose, use our credit card comparison tool to find the one that meets your requirements.
It depends on what you want it for. What is good for the goose may not be good for the gander, as they say ion times gone by.
Our credit card comparisons tables will help you work out which card is better for you.
The Annual Percentage Rate (APR) is the cost you pay each year to borrow money, including fees, expressed as a percentage.
Once you have found the card you think has most suited your individual requirements, click the “Apply now” button.
You will be transferred to the end providers application page where you will need to fill in an online application form. Your application will be assessed and then accepted or rejected.
We hope so! Our individual credit card overviews will give you an idea of application success. Some cards require a minimum annual salary for example.
If you are a temporary resident, you will need to check our credit card guides to make sure you are legible for the card you have chosen.
Your application could be rejected for a number of reasons. The most likely however, is your personal credit score.
If you are someone that has debt, or has not paid off debt regularly with a previous credit card provider, your application can be rejected.
It may also be that the credit card you are applying for requires you to earn a minimum annual salary that is over what you currently earn.
There are plenty of options available to you on this website. Have a further look through, and try again.
Ever wondered why that 100,000-point sign-up bonus didn’t feel as rewarding as it promised? Here’s
Here’s why the old “cash-back anything” playbook is losing steam. For years, reward points pushed
Ever chased a huge 90,000-point bonus only to find your “free” flight still costs hundreds
You smash “Apply” for a 90,000-point bonus. Three months later, the statement balance lingers, interest
By subscribing you agree to our Terms and Conditions.
Niche Financial Services Pty Ltd (trading as comparecreditcards.com.au, ABN: XXXXXXXXXX), provides general advice on credit products as an Appointed Representative, under Credit Licence ACL PENDING. Please refer to our Credit Guide for more information.
We do not recommend specific products, services or providers. If you decide to apply for a product or service through our website you will be dealing directly with the provider of that product or service and not with us. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide. If you are unsure you should get independent advice before you apply for any product or commit to any plan. (c)2026.