Essential Considerations for Credit Card Options for Frequent Travelers
Selecting the correct credit card for regular travelers might help you to save a lot
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This Velocity Frequent Flyer credit card currently offers 0% interest on purchases and balance transfers for 14 months – but watch out for the revert rates.
The Virgin Australia Velocity Flyer earns between 0.5 and 0.66 Velocity Points per $1 on eligible purchases and has a $129 annual fee. It also offers a yearly $129 Virgin Australia gift voucher that could help you justify this cost.
Right now, this introductory offer gives you an interest-free period of 14 months for both purchases and balance transfers. But at the end of the 0% period, the purchase rate goes to 20.74% p.a. and the balance transfer rate goes to 20.99% p.a. Both these rates are higher than the average standard credit card rate in Australia – so you’ll get the most value from this offer if you can pay off what you owe before interest is charged.
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Racked up some debt on your current plastic? Then apply for a balance transfer credit card that allows you to roll your …
If you’re the type of person who sometimes carries a balance on your card rather than paying it off in full every month, a credit …
If you intend to purchase some big ticket items in the near future and need some breathing space to pay them off, you …
If you’re someone who really only uses your credit card as a convenient payment method, doesn’t value perks like rewards …
Looking for a card that lets you earn rewards points on your spend? Then you’re in the market for a rewards credit card …
Want to supersize the amount of rewards you can earn and the freebies you gain? A platinum credit card generally comes …
Firstly, ask yourself why you need a credit card. Do you want to earn airmiles, transfer an existing balance to a lower (or 0%) interest rate? Once you are clear on the purpose, use our credit card comparison tool to find the one that meets your requirements.
It depends on what you want it for. What is good for the goose may not be good for the gander, as they say ion times gone by.
Our credit card comparisons tables will help you work out which card is better for you.
The Annual Percentage Rate (APR) is the cost you pay each year to borrow money, including fees, expressed as a percentage.
Once you have found the card you think has most suited your individual requirements, click the “Apply now” button.
You will be transferred to the end providers application page where you will need to fill in an online application form. Your application will be assessed and then accepted or rejected.
We hope so! Our individual credit card overviews will give you an idea of application success. Some cards require a minimum annual salary for example.
If you are a temporary resident, you will need to check our credit card guides to make sure you are legible for the card you have chosen.
Your application could be rejected for a number of reasons. The most likely however, is your personal credit score.
If you are someone that has debt, or has not paid off debt regularly with a previous credit card provider, your application can be rejected.
It may also be that the credit card you are applying for requires you to earn a minimum annual salary that is over what you currently earn.
There are plenty of options available to you on this website. Have a further look through, and try again.
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