Home NAB – Qantas Rewards Signature Credit Card

NAB – Qantas Rewards Signature Credit Card

Offers a competitive earn rate and up to 110,000 bonus Qantas Points, but you’ll need to wait a year for 20,000 of them.

The NAB Qantas Rewards Signature is suited to travellers who want to earn Qantas Points as they spend and who will use the card’s extra features (like the complimentary insurance covers) to justify the annual fee.

With this offer, you’ll earn 90,000 bonus Qantas Points when you’re approved and spend $3,000 on eligible purchases within the first 60 days. You’ll receive the other 20,000 bonus points in the 13th month of the card being open- and paying the full second year annual fee.

0% p.a.
Balance transfer rate for 6 months
(reverts to 21.74% p.a.)
0% p.a.
Purchase rate
Interest free for 44 days
$295
Annual fee
for 12 months ($395 p.a. thereafter)
$716
Annual savings (year 1)
Based on $5,000 balance at 20.21% interest
Card overview
Rates & fees
Pros & cons
Overview
TypeVisa
Limits
Minimum Limit$15,000
Maximum Limit$75,000
Rewards
Rewards ProgramQantas Frequent Flyer
Bonus Points110,000
Rewards Points Per $ Spent1
Rewards Points Cap
Additional Card Holders
Additional Cardholder Fee
Number of Additional Cardholders
Eligibility
Minimum Age18
Available To Temporary ResidentsYes
Minimum Annual Salary
Joint ApplicationYes
Balance Transfer Rate Details
Initial Balance Transfer Rate0% p.a.
Balance Transfer Fee2%
Initial Period6 months
Balance Revert Ratereverts to 21.74% p.a.
Annual Fees
Annual Fee (Year 1)$295
Annual Fee (Ongoing)$395 p.a.
Overseas Usage
Overseas Cash Advance Fee2% or $2.50, whichever is greater
Overseas ATM Withdrawal Fee$
Purchase Rate Details
Initial Purchase Rate0%
Initial Period44 days
Purchase Revert Rate19.99%
Cash Advance Charges
Cash Advance Rate21.74% p.a.
Cash Advance Fee2% or $2.50, whichever is greater
Repayments
Minimum Monthly Repayment2% of the closing balance or $25, whichever is greater
Late Payment Fee$15

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Frequently asked questions

Firstly, ask yourself why you need a credit card. Do you want to earn airmiles, transfer an existing balance to a lower (or 0%) interest rate? Once you are clear on the purpose, use our credit card comparison tool to find the one that meets your requirements.

It depends on what you want it for. What is good for the goose may not be good for the gander, as they say ion times gone by.

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We hope so! Our individual credit card overviews will give you an idea of application success. Some cards require a minimum annual salary for example.

If you are a temporary resident, you will need to check our credit card guides to make sure you are legible for the card you have chosen.

Your application could be rejected for a number of reasons. The most likely however, is your personal credit score.

If you are someone that has debt, or has not paid off debt regularly with a previous credit card provider, your application can be rejected.

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