Compare Credit Card Offers for Unbeatable Benefits

Those who make regular purchases or shop online would benefit from checking credit cards with excellent rewards before deciding which one fits their requirements. Yet, one faces difficulty choosing a particular credit card as there are many of them. To choose the best one, compare credit card offers.
Balance transfer
Interest free
Low interest
Rewards
Frequent flyer
No annual fee

Balance transfer calculator

Transfer amount $
Current interest rate %
  • Provider
  • Balance transfer
  • Purchase rate
  • Annual fee
  • Savings*
  • Bankwest Business Mastercard Large Rewards
    18.5% p.a. for 12 months (reverts to 18.5% p.a.)
    0% p.a. for 55 days (reverts to 18.5%)
    $99 p.a. for 12 months
    ($99 p.a. thereafter)
    $912 over 12 months
    Get 28,000 bonus Business Rewards points....
  • Bankwest Qantas World Mastercard
    2.99% p.a. for 9 months (reverts to 20.49% p.a.)
    0% p.a. for 44 days (reverts to 20.49%)
    $270 p.a. for 12 months
    ($270 p.a. thereafter)
    $741 over 12 months
    0% foreign transaction fees on online and overseas purchases....
  • Bankwest More Platinum Mastercard
    0% p.a. for 6 months (reverts to 19.99% p.a.)
    0% p.a. for 44 days (reverts to 19.99%)
    $160 p.a. for 12 months
    ($160 p.a. thereafter)
    $851 over 12 months
    Earns 2 rewards points per $1 spent on eligible purchases....
  • Bankwest More Mastercard
    0% p.a. for 6 months (reverts to 19.99% p.a.)
    0% p.a. for 44 days (reverts to 19.99%)
    $100 p.a. for 12 months
    ($100 p.a. thereafter)
    $911 over 12 months
    annual bonus of 19,500 points if your eligible spending totals $24,000 p.a....
  • Bankwest More World Mastercard
    0% p.a. for 6 months (reverts to 19.99% p.a.)
    0% p.a. for 44 days (reverts to 19.99%)
    $270 p.a. for 12 months
    ($270 p.a. thereafter)
    $741 over 12 months
    0% p.a. on balance transfers for 6 months (with a 1% balance transfer fee)....
  • Bankwest Qantas Platinum Mastercard
    2.99% p.a. for 9 months (reverts to 20.49% p.a.)
    0% p.a. for 44 days (reverts to 20.49%)
    $160 p.a. for 12 months
    ($160 p.a. thereafter)
    $851 over 12 months
    Up to 50,000 bonus Qantas Points when you spend $3,000 in the first 90 days....
  • Bankwest Zero Mastercard
    0% p.a. for 26 months (reverts to 14.99% p.a.)
    0% p.a. for 55 days (reverts to 14.99%)
    $0 p.a. for 12 months
    ($0 p.a. thereafter)
    $1,011 over 12 months
    Introductory balance transfer rate of 0% p.a. for the first 26 months....
  • Bankwest Breeze Platinum Mastercard
    0% p.a. for 15 months (reverts to 9.9% p.a.)
    0% p.a. for 15 months (reverts to 9.9%)
    $0 p.a. for 12 months
    ($69 p.a. thereafter)
    $1,011 over 12 months
    0% p.a. on purchases and balance transfers for the first 15 months....
  • Bankwest Zero Platinum Mastercard
    0% p.a. for 26 months (reverts to 14.99% p.a.)
    0% p.a. for 55 days (reverts to 14.99%)
    $0 p.a. for 12 months
    ($0 p.a. thereafter)
    $1,011 over 12 months
    0% p.a. on balance transfers for 26 months. One-off 2% balance transfer fee....
  • Bankwest Breeze Classic Mastercard
    0% p.a. for 15 months (reverts to 9.9% p.a.)
    0% p.a. for 15 months (reverts to 9.9%)
    $0 p.a. for 12 months
    ($49 p.a. thereafter)
    $1,011 over 12 months
    0% p.a. interest for 15 months on purchases and balance transfers....
  • Virgin Australia Velocity High Flyer Card
    0% p.a. for 12 months (reverts to 20.99% p.a.)
    0% p.a. for 44 days (reverts to 20.74%)
    $289 p.a. for 12 months
    ($289 p.a. thereafter)
    $722 over 12 months
    Offers Velocity Frequent Flyer Points per $1 on your eligible spending....
  • Virgin No Annual Fee Credit Card
    0% p.a. for 12 months (reverts to 20.99% p.a.)
    0% p.a. for 12 months (reverts to 18.99%)
    $0 p.a. for 12 months
    ($0 p.a. thereafter)
    $1,011 over 12 months
    0% on purchases and balance transfers for the first 12 months....
  • Virgin Australia Velocity Flyer Card – Balance Transfer Offer
    0% p.a. for 28 months (reverts to 20.99% p.a.)
    20.74% p.a. for 12 months (reverts to 20.74%)
    $0 p.a. for 12 months
    ($129 p.a. thereafter)
    $-26 over 12 months
    0% interest on balance transfers for the first 28 months....
  • Virgin Australia Velocity Flyer Card - 0% Purchase Rate Offer
    0% p.a. for 14 months (reverts to 20.74% p.a.)
    0% p.a. for 14 months (reverts to 20.74%)
    $129 p.a. for 12 months
    ($129 p.a. thereafter)
    $882 over 12 months
    Interest-free period of 14 months for both purchases and balance transfers....
  • NAB - Qantas Rewards Signature Credit Card
    0% p.a. for 6 months (reverts to 21.74% p.a.)
    0% p.a. for 44 days (reverts to 19.99%)
    $295 p.a. for 12 months
    ($395 p.a. thereafter)
    $716 over 12 months
    Offers a competitive earn rate and up to 110,000 bonus Qantas Points....
  • NAB - Low Fee Platinum Card
    0% p.a. for 6 months (reverts to 21.74% p.a.)
    0% p.a. for 44 days (reverts to 19.74%)
    $90 p.a. for 12 months
    ($90 p.a. thereafter)
    $921 over 12 months
    Consolidate credit card debt and benefit from a 0% p.a. for 6 months....
  • NAB - Rewards Signature Card
    0% p.a. for 6 months (reverts to 19.99% p.a.)
    0% p.a. for 44 days (reverts to 19.99%)
    $100 p.a. for 12 months
    ($295 p.a. thereafter)
    $911 over 12 months
    Earn up to 120,000 bonus points on a new NAB Rewards Signature....
  • NAB - Rewards Platinum Credit Card
    0% p.a. for 6 months (reverts to 19.99% p.a.)
    0% p.a. for 44 days (reverts to 19.99%)
    $100 p.a. for 12 months
    ($195 p.a. thereafter)
    $911 over 12 months
    Collect 60,000 bonus points and enjoy complimentary insurance....
  • NAB - Qantas Rewards Premium Credit Card
    0% p.a. for 6 months (reverts to 19.99% p.a.)
    0% p.a. for 44 days (reverts to 19.99%)
    $100 p.a. for 12 months
    ($250 p.a. thereafter)
    $911 over 12 months
    Boost your points balance with 65,000 bonus Qantas Points....
  • NAB - Low Rate Card
    0% p.a. for 32 months (reverts to 21.74% p.a.)
    12.99% p.a. for 12 months (reverts to 12.99%)
    $0 p.a. for 12 months
    ($59 p.a. thereafter)
    $361 over 12 months
    A low 12.99% interest rate for new purchases....
  • St George - Amplify Platinum – Qantas
    0% p.a. for 15 months (reverts to 21.49% p.a.)
    0% p.a. for 55 days (reverts to 19.74%)
    $99 p.a. for 12 months
    ($99 p.a. thereafter)
    $912 over 12 months
    60,000 bonus Qantas Points offer for new card holders....
  • St George - Amplify Signature Credit Card
    0% p.a. for 32 months (reverts to 21.49% p.a.)
    19.74% p.a. for 55 days (reverts to 19.74%)
    $279 p.a. for 12 months
    ($279 p.a. thereafter)
    $-107 over 12 months
    Uncapped rewards, airport lounge passes, and complimentary travel insurance....
  • St George - Vertigo Credit Card
    0% p.a. for 32 months (reverts to 21.49% p.a.)
    0% p.a. for 55 days (reverts to 13.99%)
    $0 p.a. for 12 months
    ($55 p.a. thereafter)
    $1,011 over 12 months
    13.99% p.a. interest rate for new purchases, 55 days interest-free....

Compare Credit Card Offers: Benefits

Apart from making your online shopping easier, credit cards have various advantages for users. Some of the benefits of using credit cards include the following:

  1. Enhanced financial management: By doing this, credit card owners can easily record expenses and manage their money efficiently.
  2. Improved credit score: Adopting credit card usage responsibly will help to foster the establishment of a positive credit history, and this will also lead to an improvement in credit scores.
  3. Enhanced security: Credit card companies ensure safer transactions by offering advanced security features such as EMV chips and fraud protection.
  4. Easy online shopping: Using credit cards online makes purchases seamless, with extra ease for users.
  5. Cashback rewards: Cashback rewards are a feature included in numerous credit cards that enable users to get their money back on their daily expenses.
  6. Travel perks: Some credit cards provide travel benefits such as airline miles, hotel discounts, and travel insurance, which make them perfect for a person who travels a lot.
  7. Low-interest rates: Utilising credit cards with low interest rates may help customers reduce the additional costs they pay for continuing to carry debt.
  8. Balance transfer options: Consumers can transfer high-interest credit card balances to credit cards with lower or zero interest rates, thereby saving on interest payments.
  9. Financial flexibility: With credit cards, a person can purchase even when he or she has no cash readily available.
  10. Personalised offers: These credit cards typically come with customised offers and discounts designed according to consumers’ personal spending habits and choices.


By comparing rewards credit card offers, you are in a position to find the most suitable card for your needs.  There is a suitable credit card for everyone, whether you want rewards, cash back, low interest rates, or no annual fees, when you are shopping for credit cards.


Compare Credit Card Offers: Factors to Consider

First, it’s advisable to identify factors that matter most to you when considering credit cards before comparing credit card offers.

  1. Credit score requirements: Some credit cards require better credit scores, others worse. Before you apply, make sure to check the credit card’s requirements.
  2. Annual fees: It is advisable to compare cards to find the card with lower annual fees.
  3. Rewards programmes: For instance, several credit cards have reward programmes where the user can earn points when using the card.

 

Interest rates: Select a low-interest card by comparing different interest rates.

Get to know your credit cards

Balance transfer credit cards

Racked up some debt on your current plastic? Then apply for a balance transfer credit card that allows you to roll your …

Read more

Low interest credit cards

If you’re the type of person who sometimes carries a balance on your card rather than paying it off in full every month, a credit …

Read more

Interest free credit cards

If you intend to purchase some big ticket items in the near future and need some breathing space to pay them off, you …

Read more

No annual fee credit cards

If you’re someone who really only uses your credit card as a convenient payment method, doesn’t value perks like rewards …

Read more

Rewards credit cards

Looking for a card that lets you earn rewards points on your spend? Then you’re in the market for a rewards credit card …

Read more

Platinum credit cards

Want to supersize the amount of rewards you can earn and the freebies you gain? A platinum credit card generally comes …

Read more

Balance transfer credit cards

Racked up some debt on your current plastic? Then apply for a balance transfer credit card that allows you to roll your …

Read more

Low interest credit cards

If you’re the type of person who sometimes carries a balance on your card rather than paying it off in full every month, a credit …

Read more

Interest free credit cards

If you intend to purchase some big ticket items in the near future and need some breathing space to pay them off, you …

Read more

No annual fee credit cards

If you’re someone who really only uses your credit card as a convenient payment method, doesn’t value perks like rewards …

Read more

Rewards credit cards

Looking for a card that lets you earn rewards points on your spend? Then you’re in the market for a rewards credit card …

Read more

Platinum credit cards

Want to supersize the amount of rewards you can earn and the freebies you gain? A platinum credit card generally comes …

Read more

The Best Way to Use Credit Cards

Customers can save more than an average customer through such cards. Some of these awards may include the following:

  • Some credit card companies offer cashback rewards for everyday transactions.
  • Frequent flyer credit cards Australia involve airline miles and hotel rewards.
  • Earning bonuses with credit cards
  • Some cards feature incentives and discounts at top merchant shops.

 

Be sure to consider the annual fee, interest charges, and all others. Please do not wait to ask any questions regarding your credit card deals, as we are willing to provide assistance. We can help you compare credit cards to discover the one that best suits your spending style.

Frequently asked questions

Firstly, ask yourself why you need a credit card. Do you want to earn airmiles, transfer an existing balance to a lower (or 0%) interest rate? Once you are clear on the purpose, use our credit card comparison tool to find the one that meets your requirements.

It depends on what you want it for. What is good for the goose may not be good for the gander, as they say ion times gone by.

Our credit card comparisons tables will help you work out which card is better for you.

The Annual Percentage Rate (APR) is the cost you pay each year to borrow money, including fees, expressed as a percentage.

Once you have found the card you think has most suited your individual requirements, click the “Apply now” button.

You will be transferred to the end providers application page where you will need to fill in an online application form. Your application will be assessed and then accepted or rejected.

We hope so! Our individual credit card overviews will give you an idea of application success. Some cards require a minimum annual salary for example.

If you are a temporary resident, you will need to check our credit card guides to make sure you are legible for the card you have chosen.

Your application could be rejected for a number of reasons. The most likely however, is your personal credit score.

If you are someone that has debt, or has not paid off debt regularly with a previous credit card provider, your application can be rejected.

It may also be that the credit card you are applying for requires you to earn a minimum annual salary that is over what you currently earn.

There are plenty of options available to you on this website. Have a further look through, and try again.

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